For the customer. The QR code appears on the thank-you page, in the order detail and in the confirmation e-mail. A "Save QR code" button stores it on the phone so it can be opened in a banking app. Account details for manual entry are shown below the code, and the thank-you page shows "Paid" as soon as the payment is matched.

QR standards. QR Platba (SPAYD) for Czech payments, EPC QR and PAY by square for EUR payments. Choose the standard yourself or let the plugin choose by currency and customer country. Which formats a customer's banking app reads depends on that app.

Payment matching. With a Fio banka account, a cron job downloads incoming payments using a read-only API token. With another bank, upload a CAMT.053 statement from your internet banking and check how it was read in a preview before importing. Without either, the plugin shows the QR code and you confirm payments with a button in the order. Payments are matched by variable symbol or RF reference, with amount and currency checks and an adjustable tolerance. A matched order moves to the status you choose.

Using another bank or a different statement format? Contact us and we will assess the adjustments your bank needs, as separate custom work.

Exceptions. An underpayment gets its own status, an e-mail to the customer and a new QR code for the remainder. Overpayments, other currencies, payments for cancelled orders and duplicates are e-mailed to the administrator. Unmatched payments are listed in the administration, where you assign or ignore them.

Requirements. This extension requires VirtueMart 4 (a separate, third-party Joomla component) and does not function without it. Automatic payment download additionally requires an account with Fio banka and an API token issued by the bank; neither is part of this extension or provided by Semakin.cz. CAMT.053 import requires a statement export from your bank. A cron job at your hosting is needed for automatic download. PHP 8.1 or later with the gd and openssl extensions.

Administration and customer texts in English and Czech. A one-time purchase includes 12 months of updates and e-mail support, with no limit on the number of sites. The extension keeps working after that period; it only stops receiving updates.

The plugin includes the chillerlan/php-qrcode and php-settings-container libraries (MIT / Apache 2.0) and the GPL-licensed lib_semafio library, which it installs automatically.

VirtueMart® is a registered trademark of iStraxx GmbH. Fio banka is a trademark of its respective owner. This extension is an independent product and is not affiliated with, or endorsed by, either.